Simply Smart Insights
Scroll down and stay awhile to explore the answers to your everyday financial, business and homeownership questions.
Security tips for a safer, more peaceful summer ahead
Whether you’re placing an online grocery order, purchasing a gift off a wedding registry, or buying summertime supplies like sunblock and bug spray, you’ll want to keep your security wits about you. Online ordering can be fast and convenient, but fraudsters are on the...
Restructure your savings strategy in 6 steps when times get tough
With the pandemic causing business closures and economic hardship, many are facing unemployment and added financial strain. Reworking budgets, cutting back, and taking advantage of loan deferment programs are important steps many have started to take as they try to...
6 COVID-19 scams that should give you pause
While you’re taking extra precautions to protect yourself and your loved ones at this time, scammers are ramping up their efforts to try and trick you. Unfortunately, during times of stress and uncertainty, it can be all-too-easy to fall for a phishing scam that seems...
First-Time Homebuyers: Don’t Be Tricked by These Sneaky Costs
Buying a home is an exciting life step and a huge investment—there’s no doubt about that. However, many first-time homebuyers aren’t aware of all the additional costs that are part of the home buying process (not to mention maintenance and improvement costs once the...
7 ways to prep your home this fall
With crisp air and falling leaves, it’s time to bring out the pumpkin spice candles, colorful mums, and festive wreaths to transform your home this fall. As you’re removing A/C units from your windows and raking up piles of leaves, there are a few more things we...
Top FAQs on Home Equity Lines of Credit
Homeowners consider applying for a Home Equity Line of Credit (HELOC) for a variety of reasons. Frequently, they are looking to make home improvements or fund a college education. Sometimes, they are looking to plan a dream vacation or have a safety net of funds on...
Tips for cash flow forecasting in turbulent times: Back to business basics
Cash flow forecasting can be stressful in the best of times. There are always growth rate assumptions, unexpected volatilities, months with extra payrolls, and more--making each month’s cash flow different than prior years. If you manage cash for your company, you’re...
Ways to protect your business from COVID-19 payment scams
With many employees working remotely and heightened uncertainty due to the COVID-19 pandemic, cybercriminals are increasing their attacks on businesses, nonprofits, and municipalities. It’s important to know what to look out for and how you can improve your defensive...
Business insights: The case for contactless payments and mobile wallet
In the age of COVID-19, the checkout process at stores is shifting. More shoppers are reconsidering handling cash, touching payment terminals, and passing cards back and forth with cashiers. In an effort to stay healthy and reduce the spread of Coronavirus at this...
