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Simply Smart Insights

Scroll down and stay awhile to explore the answers to your everyday financial, business and homeownership questions.

Top FAQs on Home Equity Lines of Credit

Homeowners consider applying for a Home Equity Line of Credit (HELOC) for a variety of reasons. Frequently, they are looking to make home improvements or fund a college education. Sometimes, they are looking to plan a dream vacation or have a safety net of funds on...

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When Is the Right Time to Refinance My Home?

We’ll be the first to agree that interest rates are the driving force behind home refinancing. However, there are several other factors—such as your own priorities, financial goals and long-term life plans—that also need to go into a big decision like refinancing your...

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