Simply Smart Insights
Scroll down and stay awhile to explore the answers to your everyday financial, business and homeownership questions.
Master your holiday spending, so you can maximize yuletide cheer
Holiday season is here! And it’s no secret—this is the season of shopping and spending. According to a recent study by Gallup, consumers estimate they will spend $942 on gifts this year, which is up sharply from 2018 spending. Plus, a record-high 37% of survey...
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10 DO’s and DON’Ts to keep your personal information safe and secure this winter
Holiday cheer is here, and more and more, consumers are choosing online shopping for their gift-buying needs. While online ordering is fast and convenient, there are also added risks to keep in mind as scam and fraud activity tends to increase around holidays. Our...
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3 ways to talk to your kids about smart money habits
It’s important to educate your kids (and grandkids!) on how money works and what it means to earn, save, spend, and budget. Sometimes, though, it can be difficult to know how and when to get these conversations started. If your child or grandchild is old enough to ask...
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First-Time Homebuyers: Don’t Be Tricked by These Sneaky Costs
Buying a home is an exciting life step and a huge investment—there’s no doubt about that. However, many first-time homebuyers aren’t aware of all the additional costs that are part of the home buying process (not to mention maintenance and improvement costs once the...
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7 ways to prep your home this fall
With crisp air and falling leaves, it’s time to bring out the pumpkin spice candles, colorful mums, and festive wreaths to transform your home this fall. As you’re removing A/C units from your windows and raking up piles of leaves, there are a few more things we...
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Top FAQs on Home Equity Lines of Credit
Homeowners consider applying for a Home Equity Line of Credit (HELOC) for a variety of reasons. Frequently, they are looking to make home improvements or fund a college education. Sometimes, they are looking to plan a dream vacation or have a safety net of funds on...
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Preparing to apply for funding: 4 tips for businesses
Companies of all sizes—especially start-ups and small businesses—frequently want to know what it takes to get approved for funding in order to grow. Business health and long-term success depend on growth—whether this means adding a new office location, hiring on...
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Ways to protect your business from payments fraud
Cybersecurity and payments fraud have become a reality of everyday business, no matter the size of your business or industry. Now is the time for companies to prioritize strategic fraud prevention in order to save money and mitigate an attack before it happens. Know...
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5 ideas to take your nonprofit board recruiting to the next level
You’ve been elected to a nonprofit board, and you’re giving time, treasure, and talent to an amazing community organization. You’re committed to making a difference, and your board is ready to recruit others to join and strengthen the board. What should you consider?...
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