Simply Smart Insights
Scroll down and stay awhile to explore the answers to your everyday financial, business and homeownership questions.
3 ways to talk to your kids about smart money habits
It’s important to educate your kids (and grandkids!) on how money works and what it means to earn, save, spend, and budget. Sometimes, though, it can be difficult to know how and when to get these conversations started. If your child or grandchild is old enough to ask...
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Understanding and Preventing Senior Financial Abuse
Unfortunately, senior financial abuse is now more common than you might think. According to the National Council on Aging, almost 90% of the financial abuse committed against older Americans is done by someone the victim knows. This is why it’s imperative for seniors...
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Become a Master at Spotting Phone Scams
By now, you’ve probably heard of “phishing” and fraudsters who try to scam away our money, data and personal information. But have you ever heard of “vishing”? Vishing (or voice phishing) is an older scamming method that is now becoming common again. In a vishing...
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Top FAQs on Home Equity Lines of Credit
Homeowners consider applying for a Home Equity Line of Credit (HELOC) for a variety of reasons. Frequently, they are looking to make home improvements or fund a college education. Sometimes, they are looking to plan a dream vacation or have a safety net of funds on...
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When Is the Right Time to Refinance My Home?
We’ll be the first to agree that interest rates are the driving force behind home refinancing. However, there are several other factors—such as your own priorities, financial goals and long-term life plans—that also need to go into a big decision like refinancing your...
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Questions All First-Time Homebuyers Should Consider
There are many pros and cons of being a homeowner, and there’s no exact right time or place to purchase your first home. On the one hand, you’re investing in property and putting down roots in a community. On the other hand, you no longer have the flexibility of...
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What you need to know about business payments fraud
When it comes to payments fraud, businesses of all sizes are facing a rise in threats to their data. According to the 2019 Payments Fraud Survey by the Association for Financial Professionals (AFP), payments fraud has reached an all-time high with 82% of all...
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Securely Navigating International Payments: SWIFT Codes and How They Work
There are many strategies for securely making international payments—here, we’ll focus on a key one: SWIFT codes. International business payments can be complicated and stressful. Factors such as distance, time zones, currencies and legal requirements—to name a...
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Take Your Marketing Strategy to the Next Level with Better Emails
So you’ve selected your email marketing platform and are ready to reach out to your customers. Almost every platform provides you with tools that can help your campaigns run efficiently. But, with cluttered inboxes and constant changes to email clients, what can you...
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